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Expert Home Loan Guides

In-depth financial tutorials, tax deduction guides, and prepayment strategies to help you save lakhs on your mortgage.

PNB Housing Finance see 5 BPS to 8 BPS increase in NIM due to RBI rate hike
11 Oct 20263 min read

PNB Housing Finance see 5 BPS to 8 BPS increase in NIM due to RBI rate hike

PNB Housing Finance expects a marginal increase in their NIM by 5 bps to 8 bps after RBI has increased the repo rate by 25 basis points.

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Tax Benefits on Home Loans in India: Section 80C, 24(b) & 80EEA Explained
10 Oct 20265 min read

Tax Benefits on Home Loans in India: Section 80C, 24(b) & 80EEA Explained

Learn how homeowners can claim tax deductions up to ₹5 Lakhs annually on principal repayments and interest outgo under the Indian Income Tax Act.

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How to Save ₹15+ Lakhs on Your Home Loan Through Smart Prepayments
30 Aug 20266 min read

How to Save ₹15+ Lakhs on Your Home Loan Through Smart Prepayments

Discover the mathematical power of adding just 1 extra EMI every year or increasing your monthly EMI by 5% annually.

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The Definitive Guide to Home Loan Eligibility in India: Income, FOIR & CIBIL Explained
30 Aug 20267 min read

The Definitive Guide to Home Loan Eligibility in India: Income, FOIR & CIBIL Explained

Master the financial formulas banks use to sanction home loans. Learn how to maximize your eligible loan amount and minimize borrowing costs.

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