Institutional Verification Protocol
Home Loan Document Checklist — Required Documents by Bank
Generate a personalized dossier checklist for salaried professionals, self-employed businessmen, and NRIs to ensure one-shot sanction without repeated queries.
Which documents are required for a home loan application?
Home loan documentation depends on borrower profile: salaried applicants need KYC documents, 3 months salary slips, Form 16, and 6 months bank statements. Self-employed borrowers require 3 years ITR with financial computations, audit reports, and business proofs. Clear property chain documents and title deeds are mandatory for all applicants.
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Dynamic Document Checklist Engine
Generate an exact document checklist tailored to your employment profile, loan type, and property title.
1. KYC & Identity Verification
PAN Card (Mandatory for both applicant & co-applicant)
Aadhaar Card (Mandatory for both applicant & co-applicant)
Address Proof (Required if current address is different from the one mentioned on the Aadhaar Card — e.g. Rent Agreement, Electricity Bill, Passport, Voter ID)
2 Passport-size color photographs of each applicant
2. Income & Financial Records (Salaried)
Latest 3 months salary slips with breakdown of allowances & deductions
Last 6 months salary bank account statement in original / PDF e-statement
Form 16 (Part A & B) for the last 2 financial years
Employment ID card copy and official appointment/increment letter
3. Property & Legal Title Documents (Ready to Move / Resale)
Complete chain of title deeds (Previous Sale Deeds, Conveyance Deed)
Registered Agreement to Sell with seller along with payment tokens
Occupancy Certificate (OC) / Completion Certificate (CC)
Latest Paid Property Tax receipts and Society NOC / Share Certificate copy
Have your documents ready? Upload or hand over to your dedicated MakaanLoan representative for 24-hr multi-bank sanction.
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