Home Loans in India — Compare Rates from 25+ Banks
MakaanLoan has official direct tie-ups with 25+ premier banks and financial institutions — including SBI, HDFC Bank, ICICI Bank, Kotak, and Bank of Baroda. By aggregating high borrowing volumes, we leverage these institutional relationships to negotiate lower interest rates starting from 7.40% p.a., up to 90% property funding, and exclusive processing fee waivers that walk-in branch applicants cannot get.
Built around real purchases
Whether it's a ready flat, an under-construction project, or building on your own plot.
Up to 90% funding
90% LTV for loans up to ₹30 L, 80% above ₹75 L — with structured guidance on the down payment gap.
Repo-linked floating rates
Transparent RLLR/EBLR pricing, so every RBI rate cut reaches your EMI automatically.
Sanction before you shortlist
Get a conditional sanction letter first — it strengthens your negotiating position with builders and sellers.
Top-up loans later
After 12 months of clean repayment, unlock top-ups at home-loan rates for renovation or emergencies.
The typical bar — and how we clear it
Your document checklist
Complete files get sanctions in days. Here's everything grouped.
KYC
- • PAN card
- • Aadhaar card
- • Passport-size photographs
- • Current address proof
Income — Salaried
- • Last 3 months' salary slips
- • Form 16 or 2 years' ITR
- • 6 months' salary bank statements
- • Employment appointment letter
Self-Employed & Property
- • 3 years' ITR with computation
- • CA certified P&L and balance sheet
- • GST returns & business vintage proof
- • Property: sale agreement, NOC, title chain
Rates start at 7.40% p.a. across 25+ partner banks.
Compare personalized sanction letters, fee waivers, and rate concessions today.