20+ banks & NBFCs · one simple form

Compare 20+ banks. Borrow at the best rate.

Interest rate starting at 10.25%*

See interest rates, EMIs and processing fees from India's leading lenders side by side. Choose the offers you like, and your MakaanLoan expert negotiates the best deal and handles the paperwork.

  • No impact on your credit score
  • Zero service charges
  • Loans from ₹50,000 to ₹40 lakh
  • Free expert help till disbursal
Step 1 of 4 No credit score check

Let's start with you

Takes about 2 minutes. Your offers appear at the end.

+91

Your details are encrypted and shared only with lenders you choose.

Compare lenders

Choose your personal loan lender.

Starting interest rates from our partner banks and NBFCs. Fill one form to see your EMI with each of them.

HB

HDFC Bank

Bank
Interest rate from
10.75% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
IB

ICICI Bank

Bank
Interest rate from
10.80% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
AB

Axis Bank

Bank
Interest rate from
10.99% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 1.5% + GST
Check my offer
KM

Kotak Mahindra Bank

Bank
Interest rate from
10.99% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 1.5% + GST
Check my offer
IF

IDFC First Bank

Bank
Interest rate from
10.99% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
IB

IndusInd Bank

Bank
Interest rate from
10.49% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
YB

Yes Bank

Bank
Interest rate from
10.99% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
AF

Axis Finance

NBFC
Interest rate from
11.50% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
BF

Bajaj Finance

NBFC
Interest rate from
11.00% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 3.93% (incl. taxes)
Check my offer
TC

Tata Capital

NBFC
Interest rate from
10.99% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 3.5% + GST
Check my offer
AB

Aditya Birla Capital

NBFC
Interest rate from
10.99% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 3% + GST
Check my offer
PF

Poonawalla Fincorp

NBFC
Interest rate from
10.25% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
DB

DBS Bank Ltd

Bank
Interest rate from
10.99% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
H

HDB

NBFC
Interest rate from
12.50% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 3% + GST
Check my offer
I

InCred

NBFC
Interest rate from
14.00% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 4% + GST
Check my offer
KS

Kisetsu Saison / Credit Saison

NBFC
Interest rate from
15.00% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 4% + GST
Check my offer
S

SMFG

NBFC
Interest rate from
11.99% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 3% + GST
Check my offer
P

Piramal

NBFC
Interest rate from
12.99% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 3% + GST
Check my offer
HF

Hero Fincorp

NBFC
Interest rate from
15.00% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 3.5% + GST
Check my offer
F

Finnable

NBFC
Interest rate from
16.00% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 3% + GST
Check my offer
BB

Bandhan Bank

Bank
Interest rate from
11.50% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
SI

South Indian Bank

Bank
Interest rate from
11.50% p.a.*
Loan up to
₹40 lakh
Tenure up to
5 years
Processing fee
Up to 2% + GST
Check my offer
Personal loans on MakaanLoan

Simple, fast and free for you.

Skip visiting different banks and filling the same form again and again. Compare interest rates, EMIs and processing fees in one place, and let one expert take your application all the way to disbursal.

Compare my offers

Loan up to ₹40 lakh

Borrow from ₹50,000 to ₹40 lakh for a wedding, travel, home renovation, medical needs or to consolidate debt.

Apply now

Multiple lenders

View and compare offers from banks and NBFCs. Check interest rates, EMIs and tenure, and choose the lenders you like.

Apply now

Competitive interest rates

Compare starting rates side by side. Your expert then negotiates the rate and processing fee with the lender for you.

Apply now

Expert help, start to end

One dedicated expert collects documents on WhatsApp and follows up with the lender until the money reaches your account.

Apply now
How to apply

How to get a personal loan on MakaanLoan.

  1. 1.

    Fill one simple form

    Tell us about yourself, your income and how much you need. It takes about 2 minutes.

  2. 2.

    Compare loan offers

    See interest rates, EMIs and processing fees from our partner lenders side by side.

  3. 3.

    Choose and apply

    Pick one or more lenders. Your MakaanLoan expert calls you and negotiates the best deal.

  4. 4.

    Get the money

    Share documents on WhatsApp. We follow up with the lender until the loan is disbursed.

Personal loan EMI calculator

Know your EMI before you apply.

Move the sliders. Calculated on reducing balance, the way banks calculate it.

₹5 L
₹50K₹40 L
10.25% p.a.
9%24%
60 months
1 yr7 yrs
Your monthly EMI
₹10,685
Principal
₹5,00,000
Total interest
₹1,41,108
Total payable
₹6,41,108
Get this loan at my best rate

Why compare personal loans on MakaanLoan?

Personal loans on MakaanLoan give you choice, convenience and expert support, at no cost to you.

Multiple lenders, one form

Compare personal loan offers from 20+ banks and NBFCs side by side and pick the deal that suits you.

Rates negotiated for you

Your MakaanLoan expert works with lenders every day and negotiates your interest rate and processing fee.

No impact on credit score

Comparing offers on MakaanLoan doesn't pull your credit report. Lenders check it only when you apply.

Zero service charges

Our service is completely free. You pay only the lender's own charges, such as the processing fee.

One expert on WhatsApp

A dedicated expert guides you from offer to disbursal and answers your questions on WhatsApp or call.

Paperwork made easy

Share documents from your phone. We check them before they go to the bank, so there are fewer rejections.

Quick from start to finish

Fill one 2-minute form, compare offers instantly and get a call from your expert the same working day.

Documents

Keep these ready.

Salaried

  • PAN card and Aadhaar
  • Last 3 months' salary slips
  • 6 months' salary account statement
  • Company ID card or offer letter

Self-employed

  • PAN card and Aadhaar
  • Last 2 years' ITR with computation
  • 12 months' business bank statement
  • Business proof (GST, Udyam or shop licence)
FAQ

Have questions?

Will checking offers affect my credit score?+

No. Comparing offers on MakaanLoan doesn't pull your credit report, so your credit score is not affected. A lender checks your credit report only after you choose to apply with them.

Will I pay a higher interest rate by applying through MakaanLoan?+

No. We don't add anything to the lender's interest rate. Our service is paid for by our partner lenders, so you pay nothing extra. Because we work with lenders every day, our experts negotiate the rate and processing fee on your behalf.

How is my final interest rate decided?+

The rates on this page are each lender's starting rates. The lender confirms your final rate after checking your income, credit history, existing loans and documents. Your MakaanLoan expert then negotiates to get you the best possible offer.

How much personal loan can I get?+

You can compare offers from ₹50,000 up to ₹40 lakh, for 1 to 7 years. The amount you can borrow depends on your monthly income and the EMIs you already pay.

Which documents will I need for a personal loan?+

Usually PAN, Aadhaar, the last 3 months' salary slips, 6 months' bank statement and your company ID. Self-employed applicants need 2 years' ITR and business proof instead of salary slips. Your expert will confirm the exact list for your lender.

Do I pay MakaanLoan anything?+

No. Our service is completely free for you. You only pay the lender's own charges, such as the processing fee shown with each offer.

One form. Every lender's best rate.

Two minutes, no impact on your credit score, free expert help.

Compare my loan offers

*Interest rates shown are the starting rates of each lender and are indicative. Final approval, interest rate, processing fee and loan amount are decided solely by the lender after verifying your documents and credit history. MakaanLoan is a loan distribution and sourcing partner, not a lender. Any loan is governed by the terms agreed between you and the lender.