Your trusted Partner in Home Finance
Trusted by 12,000+ families across India

Compare 25+ Bank Home Loans & Lowest Interest Rates

Buy the home.
We'll handle the loan.
Interest rate starting at 7.40%*

MakaanLoan is a free home-loan advisory that compares 25+ banks and negotiates your rate, charging borrowers nothing.

Check my eligibilityCompare interest rates
₹1,240 Cr+ facilitated25+ partner lenders4.8/5 from 3,200 reviews
Quick EMI estimateLIVE
₹50.00 L
8.50%
20 yrs
₹43,391per month
Principal: ₹50.00 LInterest: ₹54.14 L
Get my exact quote

Indicative only — your actual rate depends on credit profile & partner lender.

Partnered with 25+ of India's leading lenders
State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
LIC Housing Finance
Bajaj Housing Finance
Tata Capital
Bank of Baroda
IDFC FIRST Bank
Punjab National Bank
Canara Bank
State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
LIC Housing Finance
Bajaj Housing Finance
Tata Capital
Bank of Baroda
IDFC FIRST Bank
Punjab National Bank
Canara Bank
Why MakaanLoan

One advisor. Every lender. Zero fee.

Banks sell you their loan. We find you the right one. Because we're paid the same regardless of which lender you choose, our only incentive is your best deal.

₹1,240 Cr+
Home loans facilitated
12,000+
Families funded
25+
Partner lenders
0.9%
Avg. rate reduction negotiated

Unbiased comparison

We present lenders side by side — including ones that pay us nothing. If your existing loan is already the best deal, we'll tell you to keep it.

Negotiated rates

Your credit profile is leverage. We use volume relationships with lenders to shave basis points off the rate they first quote you.

Paperwork, handled

A dedicated advisor collects, verifies, and chases every document — so you never queue at a branch or chase a banker for updates.

Sanction in days, not weeks

Median time to sanction is 5 working days, with live status tracking at every stage — from application to disbursement.

How it works

From first call to housewarming.

A structured, transparent process designed to help you secure the best financing deal without branch queues or paperwork stress.

01Step 01
Day 0

Instant Clarity

YOUR PART

10-minute phone or WhatsApp chat with our mortgage advisor.

MAKAANLOAN HANDLES

We Understand your requirement & present 2-3 best options to you

Stage Outcome
2–3 Curated Bank Offers
02Step 02
Day 1–3

Hassle-Free Filing

YOUR PART

WhatsApp your files or hand over hard copies at your doorstep.

MAKAANLOAN HANDLES

We audit every document, verify eligibility, and submit directly to senior credit managers.

Stage Outcome
Rejection-Proof Application
03Step 03
Day 3–5

Best Finance Deal

YOUR PART

Review and greenlight your sanctioned amount & locked-in rate.

MAKAANLOAN HANDLES

We negotiate processing fee waivers and special interest concessions on your behalf.

Stage Outcome
Formal Sanction in ≤ 5 Days
04Step 04
Post-Agreement

Due Diligence

YOUR PART

Hand over all property documents & approved plans

MAKAANLOAN HANDLES

We coordinate the 30-year legal search and independent engineer valuation.

Stage Outcome
100% Clean Legal Clearance
05Step 05
Disbursement Day

Flawless Settlement

YOUR PART

Sign final loan agreement & submit original property documents

MAKAANLOAN HANDLES

We track fund transfer tirelessly until funds hit the seller’s account.

Stage Outcome
Funds Credited & Keys in Hand
Step 1 of 5 (Swipe →)

Ready to secure your sanction letter?

100% complimentary doorstep advisory. Zero branch visits, zero hidden charges.

Check Eligibility & Best Rate
Sanction in ≤ 5 Days:

Fast-track pre-approvals so you never miss out on your preferred property.

100% Secure & Confidential:

Your financial data and KYC documents remain strictly encrypted and private.

Bank-Grade Title Check:

Thorough legal vetting to protect your life's biggest investment.

Zero Hidden Fees:

Complete advisory and doorstep processing at no cost to you.

Tools

Run the numbers before the banks do

Three quick calculators, updated live as you adjust. No signup, no spam — just clean arithmetic.

Document Checklist Generator →

See how much lenders are likely to approve, based on your monthly income and existing obligations (assuming standard 55% FOIR).

₹1.20 L
₹15,000
8.50%
20 yrs
You could borrow up to
₹58.77 L
at an EMI of ₹51,000 / month
Assumes 55% of income can service all EMIs combined. Actual eligibility varies by lender risk policies and credit score.
Verify my eligibility

Need your home loan document checklist?

Generate a personalized, bank-verified list of KYC, income, and property documents in under 30 seconds.

Document Checklist Generator
Client stories

Borrowers who saved lakhs with MakaanLoan

Verified reviews from tech leads, corporate professionals, and medical consultants who secured their dream homes at benchmark lowest interest rates.

“I had direct quotes from three banks. MakaanLoan negotiated 45 bps lower with HDFC Bank — on my ₹85 Lakh loan, that translates to over ₹11,000 saved every month. Doorstep paperwork was effortless.”

RD

Rohan Deshpande

Google India

“As a first-time home buyer, navigating title checks and bank clauses was daunting. My dedicated advisor cleared a tricky builder NOC and secured sanction at 8.35% in just 7 days.”

MK

Meera Krishnan

Tata Consultancy Services (TCS)

“Unlike aggressive brokers who spam you, MakaanLoan evaluated my loan profile with genuine honesty. They showed me how partial prepayment combined with rate reduction saves over ₹18 Lakhs.”

AM

Arjun Malhotra

Deloitte India

“Between surgery schedules, I had zero time to visit branches. MakaanLoan picked up documents from my hospital, compared 5 top banks, and got ICICI Bank to waive 100% of the processing fee.”

SS

Dr. Sana Sheikh

Fortis Healthcare

“Transferred my ₹1.2 Cr loan from an NBFC at 9.60% to SBI at 8.40% through MakaanLoan. Total interest savings over my remaining tenure is over ₹24 Lakhs! Exceptional advisory team.”

VS

Vikram Singhania

Microsoft India

“Discovered the lowest rate option in under 60 seconds on their portal. Zero spam calls — just one senior specialist who coordinated all approvals until final disbursal with complete transparency.”

AR

Ananya Roy

Amazon India

Market Insights & Advisory

Blogs & Newsroom

Read expert mortgage borrowing strategies, tax planning tutorials, and live banking updates — updated in real time.

Explore all expert blogs
Read all news articles
FAQ

Questions, answered honestly

Can't find yours? Our experienced home loan advisors answer real calls — not canned scripts.

Call +91 9082957055 · Mon–Sat, 9:30–6:30

No — our services are completely free for you. We earn a sourcing commission from the lender you finally choose, at identical rates across all partners, so our advice stays completely unbiased.